Bajaj EMI Card

Exploring the Features of the Bajaj Insta EMI Card

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Bajaj Finance Limited has introduced yet another innovative financial instrument to make your shopping experience convenient and hassle-free. Say hello to the Bajaj Insta EMI Card that lets you purchase and pay for almost anything in easy installments.

The Bajaj Insta EMI Card is a first-of-its-kind digital instrument designed to provide instant credit to pre-approved customers. It offers a variety of features and benefits that can make your life easier and your shopping experience more enjoyable.

If you’re considering applying for the Bajaj Insta EMI Card, here are some key features you need to know about.

Instant Approval Process

As soon as you apply for the Bajaj Insta EMI Card, you will get instant approval for the credit limit. This means you don’t have to wait for days or weeks to know if you’re eligible for the card. The approval process is quick and hassle-free, and you can start using the card almost immediately.

Flexible Repayment Plans

The Bajaj Insta EMI Card offers flexible repayment plans, allowing you to pay for your purchases in easy instalments. You can choose the repayment tenure that suits you best, ranging from 3 to 24 months. The instalments are automatically deducted from your bank account each month, so you don’t have to worry about missing any payments.

No Down Payment Required

One of the biggest advantages of using the Bajaj Insta EMI Card is that you don’t have to pay any down payment for your purchases. This means you can buy almost anything you want without having to pay anything upfront. The entire cost of the purchase is split into easy instalments that you can pay over time.

Wide Range of Products

The Bajaj Insta EMI Card can be used to purchase thousands of products across a variety of categories. You can use the card to buy consumer electronics, home appliances, furniture, clothing, jewellery, and much more. The card is accepted at over 90,000 partner stores across India, so you’re sure to find something you like.

Exclusive Offers and Discounts

As a Bajaj Insta EMI Cardholder, you can get access to exclusive offers and discounts on a variety of products. From electronics to fashion, there are plenty of deals and promotions that you can take advantage of. The card also offers cashback and reward points, which you can redeem for future purchases.

Easy Application Process

Applying for the Bajaj Insta EMI Card is easy and convenient. You can do it online or in-store, whichever is more convenient for you. To apply online, you need to visit the Bajaj Finserv website and fill out the application form. You will be required to provide some personal and financial details, and the approval process usually takes just a few minutes.

To apply in-store, you can visit any of the partner stores that accept the card and fill out the application form. You will need to provide some identity and address proofs, and the approval process is usually completed within a few minutes.

Secure and Safe

The Bajaj Insta EMI Card is a secure and safe way to make purchases. The card is protected by a unique PIN, which you have to enter every time you make a purchase. This ensures that your card cannot be used by someone else.

The card is also protected by advanced encryption and security protocols, ensuring that your personal and financial details are kept safe and secure at all times.


The Bajaj Insta EMI Card is a versatile and convenient financial instrument that offers a variety of features and benefits to customers. It provides instant credit to pre-approved customers, flexible repayment plans, and no down payment requirement, making it an attractive option for those looking to make purchases on credit.

The card is also accepted at over 90,000 partner stores across India, and offers exclusive discounts and promotions, making it a great way to save money on your purchases.

If you’re looking for a flexible and hassle-free way to make purchases on credit, then the Bajaj Insta EMI Card may be just what you’re looking for. Apply for the card today and start enjoying the benefits of instant credit.

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